Distracted Driving Awareness in Iowa: Stay Focused, Stay Safe, Save
Welcome to Spring 2025!
April is Distracted Driving Awareness Month, and at Jeff Johnson Insurance Agency, we want to make sure every Iowa driver understands just how costly distracted driving can be — both in safety and in dollars.
Distracted driving isn’t just dangerous, it’s expensive. Even a single ticket for texting behind the wheel can cause a jump in your insurance premium. Understanding the risks is the first step toward protecting yourself, your passengers, and your wallet.
Why Distracted Driving Awareness in Iowa Matters More Than Ever
Distracted driving continues to be one of the leading causes of accidents on Iowa roads and across the nation. According to the National Highway Traffic Safety Administration (NHTSA), even taking your eyes off the road for 5 seconds at 55 mph is like driving the length of a football field blindfolded.
Worse yet, distracted driving isn’t limited to texting. Talking on the phone, adjusting the radio, or even chatting with passengers can reduce your brain’s focus on driving by as much as 37%. This is why auto insurance premiums are rising — companies are adjusting rates based on increased risk patterns.
How Distracted Driving Affects Your Auto Insurance Rates
Distracted driving violations in Iowa can have lasting consequences on your auto insurance costs. One ticket could mean higher premiums for several years. In fact, rates across central Iowa have been climbing, and distracted driving is a key reason.
If you want to know how distracted driving violations could affect your policy or if you qualify for safe driving discounts, visit our personal insurance page to learn more about available coverages.
Tips to Avoid Distracted Driving
Here are a few easy ways to reduce distractions behind the wheel:
- Enable Do Not Disturb While Driving on your smartphone.
- Keep your phone out of reach while driving — glove compartments work great!
- Avoid loud music and focus-stealing conversations.
- Look into safe-driving programs and telematics apps — many offer insurance discounts.
These small changes can help you stay focused on the road and may help you lower your insurance costs.
Jeff Johnson Insurance: Your 2025 Insurance Ally
At Jeff Johnson Insurance Agency, we understand the importance of staying ahead of industry trends and adapting to the ever-changing insurance landscape. We’re here to support our Central Iowa community, offering expert advice and personalized solutions to keep you protected in 2025 and beyond.
The insurance world is dynamic, but with Jeff Johnson Insurance by your side, you can face these changes with confidence. Reach out to us for any questions or discussions on how to stay efficiently insured in 2024. Ready to talk call 515-987-6993. Swing by our office or click here to Contact Us and let’s get the conversation started. Here’s to a year of staying informed, protected, and connected!
Request a quote now and take the first step towards smarter insurance solutions.
